Sabitov , Oybek, and Fayzullokh Sattoriy. “DIGITAL FINANCIAL INCLUSION AS A DRIVER OF SUSTAINABLE DEVELOPMENT: EVIDENCE FROM GLOBAL TRENDS AND IMPLICATIONS FOR EMERGING ECONOMIES”. Innovation Science and Technology 2, no. 5 (May 1, 2026). Accessed May 27, 2026. https://www.ist-journal.uz/index.php/IST/article/view/815.