Ismatullaev Javokhir Jahongir ugli, Toni Heryana, and Elis Mediawati. “QUANTITATIVE ANALYSIS OF FINANCIAL STATEMENT FRAUD IN UZBEK BANKS: PATTERNS, RED FLAGS, AND RISK INDICATORS”. Innovation Science and Technology 1, no. 5 (May 30, 2025): 145–151. Accessed April 19, 2026. https://www.ist-journal.uz/index.php/IST/article/view/146.