Khikmatullaev Ismoilkhuja Khusan ugli, and Dr. Maya Sari, S.E., M.M. “UZBEKISTAN’S TRANSITION TO A CASHLESS SOCIETY: POLICY REFORMS AND COMPARATIVE ANALYSIS”. Innovation Science and Technology, vol. 1, no. 5, June 2025, pp. 162-9, doi:10.5281/zenodo.17443912.