MADJITOVA , Lolakhon. FINTECH TRENDS: NEW TOOLS FOR ATTRACTING FINANCING IN THE CONTEXT OF DIGITAL TRANSFORMATION. Innovation Science and Technology, Tashkent, Uzbekistan, v. 1, n. 12, 2025. DOI: 10.5281/zenodo.18013133. Disponível em: https://www.ist-journal.uz/index.php/IST/article/view/440. Acesso em: 15 oct. 2026.