BAUYETDINOV M.J.; DJUMAMURATOVA , Xurliman. EXPANDING THE FINANCIAL CAPABILITIES OF LOW-INCOME FAMILIES THROUGH DIGITAL FINANCIAL SERVICES. Innovation Science and Technology, Tashkent, Uzbekistan, v. 1, n. 11, 2025. DOI: 10.5281/zenodo.17730753. Disponível em: https://www.ist-journal.uz/index.php/IST/article/view/366. Acesso em: 15 oct. 2026.