KHIKMATULLAEV ISMOILKHUJA KHUSAN UGLI; ASEP MIFTAHUDDIN. UNIVERSITY STUDENTS’ ADOPTION OF CASHLESS PAYMENTS IN UZBEKISTAN: BEHAVIOR, TRUST, AND CHALLENGES. Innovation Science and Technology, [S. l.], v. 1, n. 5, p. 33–42, 2025. DOI: 10.5281/zenodo.17443548. Disponível em: https://www.ist-journal.uz/index.php/IST/article/view/126. Acesso em: 19 apr. 2026.