JIYANOVA N.E.; UTEPOVA G.B. DEVELOPMENT OF CROSS-BORDER PAYMENTS IN UZBEKISTAN: DIGITALIZATION, OPPORTUNITIES, AND CHALLENGES. Innovation Science and Technology, Tashkent, Uzbekistan, v. 1, n. 3, p. 145–150, 2025. DOI: 10.5281/zenodo.17427880. Disponível em: https://www.ist-journal.uz/index.php/IST/article/view/119. Acesso em: 16 oct. 2026.