SALAMOV , Islom. REGIONAL BANKING MARKET TRENDS FOR RETAIL DEVELOPMENT. Innovation Science and Technology, Tashkent, Uzbekistan, v. 2, n. 7, p. 33–36, 2026. DOI: 10.5281/zenodo.21339342. Disponível em: https://www.ist-journal.uz/index.php/IST/article/view/1024. Acesso em: 15 oct. 2026.