KHUDOYOROV O.O. FACTORS AFFECTING REMOTE SERVICES OF BANKING. Innovation Science and Technology, Tashkent, Uzbekistan, v. 1, n. 1, p. 43–47, 2025. DOI: 10.5281/zenodo.17403198. Disponível em: https://www.ist-journal.uz/index.php/IST/article/view/10. Acesso em: 15 oct. 2026.