Khikmatullaev Ismoilkhuja Khusan ugli and Asep Miftahuddin 2025. UNIVERSITY STUDENTS’ ADOPTION OF CASHLESS PAYMENTS IN UZBEKISTAN: BEHAVIOR, TRUST, AND CHALLENGES. Innovation Science and Technology. 1, 5 (May 2025), 33–42. DOI:https://doi.org/10.5281/zenodo.17443548.