ISSUES OF IMPROVING AGRICULTURAL INSURANCE IN UZBEKISTAN

Authors

  • Shennayev Xo‘jayor Musurmanovich

DOI:

https://doi.org/10.5281/zenodo.18442121

Abstract

This article examines the key issues related to improving the agricultural insurance system in Uzbekistan amid
climate change and increasing natural risks affecting agricultural production. The study highlights major challenges,
including the high-risk nature of the agricultural sector, limited insurance coverage, and the constraints of voluntary
insurance mechanisms. The article substantiates the need for further institutional development of agricultural insurance and
stronger government support instruments. Special attention is given to policy measures outlined in the “Uzbekistan–2030”
Strategy, including the establishment of an insurance fund and the introduction of insurance premium subsidies, which are
expected to expand opportunities for comprehensive insurance coverage of agricultural products and livestock

Keywords

agricultural insurance, agroinsurance, climate change, natural disasters, risk management, insurance coverage, insurance premium, subsidy, insurance fund, farmers and dehkan households

Author Biography

Shennayev Xo‘jayor Musurmanovich

Head of the “Insurance” Department,
Tashkent State University of Economics,
DSc (Economics), Professor

References

Calculated by the author based on data from the Statistics Agency under the President of the Republic of Uzbekistan.

https://www.stat.uz/uz/rasmiy-statistika/agriculture-2.

Calculated by the author based on data from the Statistics Agency under the President of the Republic of Uzbekistan.

https://www.stat.uz/uz/rasmiy-statistika/demography-2.

Decree of the President of the Republic of Uzbekistan No. PF-158 dated September 11, 2023 “On the Uzbekistan–2030

Strategy”. https://lex.uz/ru/docs/6600413.

Yadgarov, A., Mahamatova, M. Insurance and Financial Support for Agriculture Against the Impacts of Climate

Change // Journal of Universal Science Research, 1(5), published May 15, 2023 | version v1, pp. 786–790. https://doi.

org/10.5281/zenodo.7938805. https://zenodo.org/records/7938805/.

Insurance Market Indicators of the Republic of Uzbekistan Based on the Results of 2023. https://napp.uz/storage/files/

shares/reports/Indicators%20of%20the%20insurance%20market%20for%2012M(rus).pdf.

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Published

2025-12-01

How to Cite

Shennayev , X. (2025). ISSUES OF IMPROVING AGRICULTURAL INSURANCE IN UZBEKISTAN. Innovation Science and Technology, 1(12). https://doi.org/10.5281/zenodo.18442121
Vol. 1 No. 12 (2025): Innovation Science and Technology