APPROACHES TO ASSESSING THE ECONOMIC SECURITY OF COMMERCIAL BANKS
DOI:
https://doi.org/10.5281/zenodo.22490452Abstract
The article examines the main approaches to assessing the economic security of commercial banks
under conditions of increasing financial, operational, and cyber risks. Regulatory, rating-based, indicative, and integral
approaches are systematized, and their methodological features, advantages, and limitations are highlighted. Particular
attention is paid to integrated assessment methods, discriminant analysis, and stress testing as tools for identifying potential
threats and evaluating banking resilience. The study substantiates the necessity of applying a multidimensional system of
indicators and proposes a conceptual framework for ensuring the economic security of commercial banks. The findings
may contribute to improving risk management practices and strengthening the resilience and sustainable development of
banking institutions.
Keywords
commercial banks, economic security of banks, financial stability, risk management, prudential regulation, CAMELS system, integrated assessment, discriminant analysis, banking resilience, sustainable banking development.References
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