REGIONAL BANKING MARKET TRENDS FOR RETAIL DEVELOPMENT
DOI:
https://doi.org/10.5281/zenodo.21339342Abstract
Regional banking market trends and the development of retail banking in Uzbekistan are analyzed
using Turonbank’s 2025–2027 development strategy as a case study. The research employs comparative, descriptive,
and strategic analytical methods to evaluate digital transformation, demographic factors, retail lending, deposit portfolio
development, and the bank’s competitive position. The findings demonstrate that digitalization, customer-oriented banking
services, and the expansion of the retail portfolio are the principal drivers of sustainable growth in the banking sector
Keywords
retail banking, digital banking, Uzbekistan, Turonbank, fintech, retail lending, deposits.References
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